budget spreadsheet.
Budgeting Worksheets
Budgeting Worksheets

Here are some great budget planners from a finance company

Budget Planner
Budget Planner
Budget Sheet Template
Budget Sheet Template
budget spreadsheet excel
budget spreadsheet excel
Budgeting Software
Budgeting Software
This calculator displays your total credit card balance, total minimum payments, and creates a repayment schedule based on your repayment strategy. The repayment schedule shows each credit card and the monthly payment you'll need to make until each credit card is repaid. You can also download a spreadsheet of your repayment plan for future reference.
Budget Template Excel
Budget Template Excel
Budgeting Tools
Budgeting Tools
Necessities, like housing, utilities, food and clothing, typically make up the bulk of the family budget and are easier to plan for. Depending on income, the percentage of the budget set aside for a family's necessities may be higher or lower. Families with a limited income will find that their monthly and annual household necessities take up a large portion of their budget, and there will likely be less money left over for savings and discretionary spending. Alternatively, families with a higher income should find that the percentage of their household budget devoted to necessities is lower, and that more money is available for savings, personal expenses and charitable donations.
excel monthly budget

To pay off your debt in a year, you first need to figure out what your monthly payment should be to reach that goal. Credit.com has a Credit Card Payoff Calculator that lets you enter your balance, interest rate and monthly payment and will show you how long it will take to pay off your debt at that rate. It also provides a table that shows you how much you should increase your payment to pay off your balance faster. For example, if you have a $5,000 balance on a card with an 11% interest rate (the average for low-rate cards), you would need to pay $450 a month to wipe out your debt in a year. If you just make the minimum payment (2% of the balance), it would take you more than 23 years to get rid of $5,000 in credit-card debt.

Excel Personal Budget Template
Excel Personal Budget Template